Bureaux inspection tool, Bacs Payment Schemes Ltd
The bureaux inspection tool is a web based tool for managing inspections of bureaux. It is capable of working in "offline mode" where there is no connection to the Internet and is able to synchronise data from the Bureaux Inspection Database to inspector's browsers.
The system is closely integrated with the bureaux portal, a web based tool which is accessed by individuals from bureaux allowing them to complete pre-inspection questionnaires online and securely transmitting related documentation to Bacs.
Darren Chapple, technical director at Method4 commented, "The system makes innovative use of some emerging technologies provided by the offline storage capabilities in modern browsers supporting HTML5. The result is a web based system which seamlessly switches from online to offline modes depending on the availability of an Internet connection".
Founded in 1968, Bacs, the not-for-profit, membership-based industry body is owned by 16 of the leading banks and building societies in the UK and the US.
Bacs has been maintaining the integrity of payment related services for over 40 years – the company is responsible for the schemes behind the clearing and settlement of automated payments in the UK including Direct Debit and Bacs Direct Credit.
The Government acknowledges that the Bacs payment system is of critical importance to the UK financial system and has confirmed that it meets the recognition criteria set out in the Banking Act 2009.
Since its inception, more than 100 billion transactions have been debited or credited to British bank accounts via Bacs. And in 2013, 5.67 billion UK payments were made this way with a total combined value of £4.19 trillion. A new record was also set in 2013 with 98 million items processed in a single day with a value of £26 billion.